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How does funding a business balance work?

Funding is the act of adding money to a currency balance so you can then spend it on cards, send payouts, or pay bills. It is the inbound counterpart to withdrawals and payouts. In a multi-currency setup, funding is currency-specific: you add USD to your USD balance, GBP to your GBP balance, and so on. This is the practical consequence of a same-currency model — because Financiar doesn't convert one currency into another for you, the balance you intend to spend from is the balance you need to fund. Understanding this up front avoids the common confusion of expecting a local-currency deposit to become USD automatically. Once a balance is funded, everything downstream — cards, payouts, bill pay — draws from it in that same currency, with full records of what came in.

Why funding is per-currency

Each currency balance stands alone. To pay a USD invoice you need USD in the USD balance; to issue a GBP card you need GBP in the GBP balance. Because there's no in-platform conversion, the currency you fund is the currency you can spend.

Funding and records

Each funding event is logged with amount, currency, source, and timestamp, so inbound money is as traceable as outbound. That keeps reconciliation clean: every balance increase has a documented cause, just like every payout has one.

Maswali yanayoulizwa mara kwa mara

If I fund in my local currency, do I get USD?

No. Financiar doesn't convert between currencies inside the platform, so funding adds to the currency you deposit. To spend USD, you fund the USD balance directly.

Can I fund multiple currency balances?

Yes. You can hold and fund separate balances per currency, then spend each via cards, payouts, or bill pay in that same currency.

Imeundwa kwa biashara barani Afrika, Amerika Kaskazini na Ulaya

Usimamizi wa matumizi, kadi pepe za USD/EUR/GBP, mishahara, na malipo ya sarafu moja — yanapatikana katika nchi zaidi ya 20.

Anza bila malipo