African corridors via Paystack
Nigerian, Ghanaian, Rwandan, and South African businesses send payouts through Paystack's infrastructure. Nigerian and Ghanaian accounts include a dedicated virtual account number for local funding.
20+ countries via Paystack & Stripe
Pay suppliers across Africa, North America & Europe
Send same-currency payouts to suppliers and partners in 20+ countries — with maker-checker approvals and a full audit trail on every transfer. No hidden FX, no opaque spreads.
No setup fee · KYC-verified · AES-256 encrypted
Outgoing payout
Amount
$12,500.00
Recipient
Acme Corp Ltd
Destination
New York, US
Settlement
USD same-currency
Rail
Stripe
Maker-checker required
Created by Godwin A. · Awaiting Chukwuemeka I.
Approve
Reject
How Financiar payouts work
Financiar processes same-currency payouts. You fund your account in your local currency and pay suppliers who hold the same currency. There is no FX conversion inside the platform. To pay a US supplier from a Nigerian account, both sides must settle in USD — or use a Financiar USD virtual card for the transaction.
How it works
A payment in four steps
The same flow applies whether you're in Lagos, London, or Los Angeles.
1
Fund your wallet
Transfer into your Financiar account via your local virtual account number (NG/GH) or Stripe (US/UK/EU/CA).
2
Create the payout
Enter recipient bank details, amount, and purpose. The fee is shown before you confirm — no surprises.
3
Maker-checker signs off
A second authoriser reviews and approves before the transfer is submitted to Paystack or Stripe.
4
Payout dispatched
Financiar submits to the rail immediately after approval. Timing depends on the corridor's standard settlement window.
What you get
One infrastructure across 20+ countries
The same account, the same approval flow, and the same audit trail — whether you're paying from Lagos, London, or Los Angeles.
US, UK, Canada & EU via Stripe
Businesses in the US, UK, Canada, and 13 EU/EEA countries process payouts through Stripe. Fund by card or bank transfer. Every payout has a full audit trail with timestamps and approver record.
Maker-checker approval flow
Every payout above your threshold requires a second authoriser before it leaves. No single-point-of-failure on high-value transfers. Full log of who approved what and when.
Supported corridors
Every live corridor uses the same maker-checker approval workflow and AES-256-encrypted recipient data.
| Region | Countries | Rail | Status |
|---|---|---|---|
| Africa | Nigeria, Ghana, Rwanda, South Africa | Paystack | Live |
| North America | United States, Canada | Stripe | Live |
| United Kingdom | United Kingdom | Stripe | Live |
| EU / EEA | DE, FR, ES, IT, NL, BE, AT, CH, SE, NO, DK, FI, IE, PT | Stripe | Live |
| Coming soon | Kenya, Egypt, Ivory Coast, Australia | — | Roadmap |
Security & compliance
Compliance on every payout
Every transfer is subject to the same controls — regardless of which corridor it takes.
AES-256
Field-level encryption
Recipient bank details are ciphertext at rest — not visible in any database log.
KYC
On every account
Server-enforced before any payout. BVN instant for Nigeria; up to 24 h for all other markets.
2-step
Maker-checker
High-value payouts require a second authoriser. Configurable per your approval threshold.
Full log
Audit trail
Who created, who approved, when submitted, and the outcome — on every transfer.
Questions about cross-border payments
Does Financiar convert currencies?
No. Financiar processes same-currency payouts only. Your account holds your local currency; you pay suppliers who receive the same currency. There is no FX conversion step inside the platform. To pay an international supplier who invoices in a different currency, the supplier must be able to receive the currency you hold, or you use your Financiar virtual card (USD/EUR/GBP) for the transaction.
Can I pay a supplier in a different currency?
If your supplier invoice is in USD and your supplier has a USD-receiving account, you can fund your Financiar USD balance and send a same-currency USD payout. Financiar does not convert between currencies on your behalf. For cross-currency transactions, use your Financiar virtual card where the supplier accepts USD, EUR, or GBP. See our pay international suppliers guide for practical examples.
How long do payouts take?
Processing time depends on the destination bank and the payment rail (Paystack or Stripe). Financiar submits payouts to the rail immediately after approval — we do not add hold periods beyond what the rail requires. Check Paystack and Stripe's documentation for corridor-specific timelines.
Is KYC required for every payout?
Yes. KYC verification is server-enforced on every account before any payout can be initiated. Nigerian businesses are verified instantly via BVN. All other markets complete verification within 24 hours. This is not optional — it is how the compliance requirement is built into the product.
Get started
Make your first cross-border payment today
Available in Africa, North America, and Europe. No setup fee.
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