One central wallet
Every naira funds one business wallet. No stray sub-accounts to reconcile at month-end, no float sitting on a staff card.
Built for Nigerian business spend
Control every naira your business spends.
One wallet for the business. Staff raise spend requests with evidence, an approval chain clears them, and money moves only by bank transfer — confirmed by the bank, never guessed.
- Ledger
- Double-entry
- Payouts
- Bank-confirmed
- Identity
- NIN · BVN · CAC
The finance desk, without the spreadsheet.
Four things have to be true before a business trusts a platform with its money. Financiar is built on all four.
Approval chain with evidence
Staff attach a receipt, invoice or quote to every request. It routes through the chain you configure — no self-approval, ever, not even for the owner.
Settlement-proven payouts
A payout is marked paid only when the bank confirms the transfer — not the moment it is sent. Paystack moves the money; the bank confirmation, or the statement, closes it.
Identity + analytics
Every business is verified against NIN, BVN and CAC before a naira moves. Ask what you spent on logistics last quarter in plain English — the answer comes straight from the ledger.
How it works
Three steps, the same for a ₦5,000 taxi receipt and a ₦5,000,000 supplier payment.
- 01
Raise
A staff member requests spend and attaches the evidence — an invoice, a quote, a receipt. No evidence, no request.
- 02
Approve
The request moves through the approval chain you set for that category or amount. Everyone who needs to see it does — and no one approves their own request, including the owner.
- 03
Pay
Money leaves the wallet by bank transfer through Paystack, and it is marked paid only once the bank confirms — never a moment before.
Built to be trusted with company money
Double-entry ledger
Every transaction is two-sided. The balance you see is a sum of entries, never a number anyone edits directly.
Bank-confirmed payouts
Transfers move through Paystack and clear only when the receiving bank confirms — no "processing" that quietly never resolves.
Verified identity
NIN, BVN and CAC checks run before a business account can move money.
Full audit trail
Every approval, every payout, every correction is logged. Corrections are reversal entries, never a deleted row.
Bring your business spend under one roof.
Set up your wallet, invite your team, and start requesting with evidence today.
Get started