Ghanaian businesses trading with Europe often invoice in euros. Financiar lets you hold a EUR balance and settle EU invoices euro-to-euro, keeping the amount intact with only a transparent fee in between. You fund the euro balance directly — Financiar does not convert cedi into euros inside the platform — and pay in the currency the invoice was written in. Financiar serves businesses across Africa, North America, the UK, and the EU, with same-currency payouts, virtual USD/EUR/GBP cards, spend management, and maker-checker approvals.
Same-currency EUR settlement
Holding Euro (EUR) and paying EUR-to-EUR means the amount invoiced and the amount that moves match, apart from a transparent fee. There's no exchange-rate margin because nothing is converted. You fund the EUR balance first — Financiar settles the currency you hold and does not convert your local currency on your behalf.
How it works for Ghanaian businesses
Open an account and pass KYC, fund your EUR balance, add the the EU payee as a beneficiary, and send the payment under maker-checker approval. Every transaction is logged with amount, currency, recipient, approver, and timestamp for clean reconciliation. The same EUR balance can issue virtual EUR cards for online spend in the EU.
FAQ
Does Financiar convert my local currency to EUR?
No. Financiar settles same-currency and does not convert currencies inside the platform. You fund a EUR balance and pay the EU invoices in EUR.
What does it cost to settle a the EU invoice?
A transparent transfer fee where one applies — and critically, no exchange-rate markup, because the payment is same-currency. The amount the recipient gets is what you sent minus that stated fee.
Can Ghanaian businesses open a EUR balance?
Yes. Financiar serves businesses across Africa, North America, the UK, and the EU. You can hold a EUR balance, fund it, and settle the EU invoices same-currency.
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