How does funding a business balance work?

Funding is the act of adding money to a currency balance so you can then spend it on cards, send payouts, or pay bills. It is the inbound counterpart to withdrawals and payouts. In a multi-currency setup, funding is currency-specific: you add USD to your USD balance, GBP to your GBP balance, and so on. This is the practical consequence of a same-currency model — because Financiar doesn't convert one currency into another for you, the balance you intend to spend from is the balance you need to fund. Understanding this up front avoids the common confusion of expecting a local-currency deposit to become USD automatically. Once a balance is funded, everything downstream — cards, payouts, bill pay — draws from it in that same currency, with full records of what came in.

Why funding is per-currency

Each currency balance stands alone. To pay a USD invoice you need USD in the USD balance; to issue a GBP card you need GBP in the GBP balance. Because there's no in-platform conversion, the currency you fund is the currency you can spend.

Funding and records

Each funding event is logged with amount, currency, source, and timestamp, so inbound money is as traceable as outbound. That keeps reconciliation clean: every balance increase has a documented cause, just like every payout has one.