Need today's West African CFA Franc to Ghanaian Cedi rate? Below is the live mid-market XOF/GHS rate plus a quick converter. If you run a business that moves money between West Africa and Ghana, Financiar lets you hold, convert and send funds without the guesswork.
West African CFA Franc to Ghanaian Cedi conversion table
| West African CFA Franc (XOF) | Ghanaian Cedi (GHS) |
|---|---|
| CFA1 | ₵0.019806 |
| CFA5 | ₵0.099031 |
| CFA10 | ₵0.198063 |
| CFA50 | ₵0.990313 |
| CFA100 | ₵1.98 |
| CFA500 | ₵9.9 |
| CFA1,000 | ₵19.81 |
| CFA5,000 | ₵99.03 |
| CFA10,000 | ₵198.06 |
| CFA50,000 | ₵990.31 |
Rates shown are indicative mid-market rates as of 2026-07-05 and are for information only — they are not a quote. Check the live converter before sending.
Sending Ghanaian Cedi from West Africa as a business
Paying a supplier, contractor or partner in Ghana? Financiar processes same-currency payouts for businesses in Africa, North America, the UK, and the EU — with KYC, AES-256 encryption, and NDPR/GDPR-aligned data handling. Note: Financiar does not convert currencies — you need to hold Ghanaian Cedi (GHS) in your account before sending. Every payout is logged for reconciliation with a full audit trail.
XOF to GHS — FAQ
What is the XOF to GHS exchange rate today?
As of 2026-07-05, 1 XOF = ₵0.019806 GHS. Mid-market rates move constantly through the day — use the converter above for the latest figure before you send.
How do I send money from West Africa to Ghana for business?
Open a Financiar account, fund it, and pay your supplier or partner in Ghanaian Cedi. You get a clear rate up front and a record of every payment for your books — no opaque bank spreads.
Does Financiar support West African CFA Franc and Ghanaian Cedi?
Financiar supports same-currency payouts and spend management for businesses in Africa (Nigeria, Ghana, Rwanda, South Africa), North America (US, Canada), UK, and the EU/EEA. These rate pages are for reference — Financiar does not perform currency conversion inside the platform.
Is the mid-market rate the rate I'll pay?
The mid-market rate is the reference rate banks use between themselves. Most providers add a margin. Financiar's aim is to keep that margin transparent so you always know the real cost of a XOF→GHS transfer.
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Send Ghanaian Cedi from West Africa
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